10th SPONSORED BY2016
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Edgar, Dunn & Company
Advanced Payments Report 2016
Overview Security - Authentication
Towards invisible payments The price of convenience
Contacts 03 21
Where Digital Meets Physical Corporate Payments
Samee Zafar Blurring boundaries
Director, EDC London Facilitating trade
+44(0) 207 283 1114 08 25
Mobile Wallets Financial Inclusion
Jane Cloninger Half empty, half full The work is far from over
Director, EDC San Francisco
+1 415 442 0545
Grégoire Toussaint 11 29
Manager, EDC Paris Personal Payments Virtual Currencies &
firstname.lastname@example.org Making money flow Blockchain - Digitising value
+33 6 7026 9925
Edgar, Dunn & Company 15 The internet of things
@edgardunn Real-Time Payments TOWARDS connected commerce
www.edgardunn.com In the blink of an eye
Published April 2016 SPONSORED BY
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Edgar, Dunn & Company www.wirecard.com
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Advanced Payments Report 2016
Towards invisible payments
This year the report is sponsored by an affordable alternative to hotels, banking industry
Wirecard, the global financial services stalwarts have so far proven more difficult to displace.
and technology company, which holds a
banking license. Wirecard is a key player One reason for this resilience is that banks as custodians
and innovator in the digital payments of customer deposits and lenders of funds have highly
world and helps a number of companies, developed risk management systems that ensure they do
ranging from FinTech start-ups to large not fall foul of rules and regulations designed to protect
entities, retailers and airlines meet their consumers, the institutions themselves and the economy
digital payments needs. in general. As such many start-ups tend to partner with
financial institutions to comply with licensing laws.
The Advanced Payments Report (APR) combines views They also do so to take advantage of the widespread
and perspectives obtained from industry executives, distribution networks of banks and their access to
the results of an online survey, and continuous research cheaper sources of funding such as deposits.
and monitoring of events in the payment industry.
It highlights key advanced payment trends. While its In payments, however, not o